Neptune Burial Insurance – Your Detailed Review + FAQs

Neptune Burial Insurance

As we age, the topic of burial plans becomes increasingly more difficult – yet necessary – to discuss. The Neptune Burial Insurance plan is one option to consider. 

Is the Neptune Society the right option for your needs? 


The Neptune Society is one of the largest providers of cremation services nationwide, and here, we will cover everything you need to know about the company. 

Specifically, you will learn what services they cover, how to buy a policy, frequently asked questions, and potential alternatives to Neptune burial insurance, so that you can determine if they are a good fit for you.

Table of Contents:

  1. What Is Neptune Society?
  2. What Services Does Neptune Society Provide?
  3. How Can Veterans Take Advantage of Neptune’s Services?
  4. How to Buy a Policy from the Neptune Society
  5. FAQs in Relation to Neptune Burial Insurance
  6. Alternatives to Neptune Burial Insurance
  7. Next Steps

What Is Neptune Society?

The Neptune Society is a leading provider of cremation services and pre-planning solutions for individuals in the United States. Founded in 1973, they have grown to become one of the largest providers of end-of-life services in the country.

They offer an array of options that can be tailored to meet individual needs and budgets. The Neptune Society’s simple cremation plans can give you peace of mind knowing your arrangements are handled prior to your passing.

Our mission is to provide seniors with the highest quality service, value, and care at an affordable price.

– The Neptune Society

With their long history of business, the Neptune Society understands that making end-of-life decisions can be difficult for seniors and their families. So, they strive to make it easier by providing clear information about their services so you can make informed decisions about your or your loved one’s final wishes.

They use a team of experienced professionals to guide seniors through through the steps of buying their burial insurance plans.

What Services Does Neptune Society Provide?

The Neptune Society provides a range of services designed as a type burial insurance for seniors.

These include cremation, funeral planning, and pre-planning.


Cremation is available through traditional or direct cremations, which are performed without any formal viewing or ceremony beforehand.

Funeral Planning

Funeral planning allows customers to choose from various packages including burial or memorial service options as well as other related products such as caskets and headstones. Keep in mind, the price of a funeral should be accounted for.


Pre-planning enables customers to make all necessary arrangements ahead of time so that family members don’t have to worry about making decisions during a difficult time.

The Neptune Society offers a variety of packages. In addition to their traditional services, they also provide specialized products such as pet cremations and green burials – both designed in an eco-friendly way.

Key Takeaway: The Neptune Society provides a range of services to help individuals plan for their final arrangements, including cremation, funeral planning and pre-planning.

How Can Veterans Take Advantage of Neptune’s Services?

Veterans may qualify for special discounts on certain products when using Neptune’s services due to their military status.

Additionally, veterans may also be eligible for additional benefits such as free transportation costs associated with funerals or memorials held at national cemeteries if they meet certain criteria set by the Department of Veterans Affairs (VA).

Neptune Burial Insurance Veteran’s Discount

Neptune does offer specific discounts to qualifying veterans.

For direct cremations, they typically provide a 10% discount off the total cost of service.

Traditional funerals also receive a 10% discount off the cost of merchandise – such as caskets and urns, along with other items like flowers or obituaries.

Additionally, veterans may be eligible for additional benefits through VA burial allowances depending on their individual circumstances.

It’s important for veterans who are interested in taking advantage of these benefits contact their local VA office prior to making any plans with Neptune Society so that they can ensure eligibility requirements are met before proceeding further with any arrangements made through them.

Burial insurance for veterans is a topic that requires special considerations, and the Neptune Society strives to make their services affordable.

Flexible payment plans tailored specifically for veterans are available – so they can spread out payments over time without having to worry about large upfront costs.

Key Takeaway: The Neptune Society offers a Veterans Discount on all our cremation services. This includes discounts on both direct cremations and traditional funeral services with visitation or memorials, as well as flexible payment plans tailored specifically for veterans.

How to Buy a Policy from the Neptune Society

Purchasing a policy from the Neptune Society is easy and can be done online, by phone or in person.

You must first decide which type of policy best meets your needs: Pre-Need or At-Need.

Pre-Need policies are purchased ahead of time to cover future expenses. At-Need policies are bought after death has occurred to cover immediate costs.

Once you have chosen your desired plan, select your payment option (lump sum or installment plan). You will also need to provide some basic information about yourself and any loved ones who may be covered under the policy.

Once all necessary steps have been completed, a Neptune professional will contact you to answer any questions you may have.

FAQs in Relation to Neptune Burial Insurance

Here, we will cover commonly asked questions about Neptune burial insurance and their important answers.

Is the Neptune Society a legitimate company?

Yes, the Neptune Society is a legitimate company. It is a national organization that has been providing cremation and burial services since 1973.

The company offers prepaid funeral plans as well as final expense insurance policies to help seniors cover the costs of their funerals and other end-of-life expenses.

They are accredited by the Better Business Bureau (BBB) with an A+ rating, indicating they have met BBB’s standards for trustworthiness and customer service.

Additionally, they are members of several professional organizations such as Funeral Service Association of America (FSAA), National Funeral Directors Association (NFDA), Cremation Association of North America (CANA), and more.

Does the Neptune Society report deaths to Social Security?

No, the Neptune Society does not report deaths to Social Security.

The Neptune Society is a provider of cremation services and other related products and services for individuals who have passed away.

They do not provide any information or reports to Social Security regarding the death of an individual. All reporting requirements are handled by the family or executor of the deceased’s estate.

What does the Neptune Society do with your body?

The Neptune Society is a provider of cremation services.

Upon death, they will pick up the deceased from their place of residence or medical facility and transport them to their local crematory for preparation.

Once prepared, they will cremate the body in accordance with state laws and regulations before returning the remains to family members or other designated individuals.

Alternatives To Neptune Burial Insurance

You need to know there are viable alternatives to Neptune burial insurance.

First instance, many burial insurance options exist that may be more advantageous to you.


Other burial insurance plans through life insurance carriers offer you flexibility. If you choose a burial insurance plan through a top-rated life insurance company, instead of a cremation service, like Neptune, you will have the freedom to use funds for:

  • Medical debt
  • Hospice bills
  • Funeral arrangements
  • Anything of your choosing

While the Neptune Society does offer a highly-rated service, it is limited to that specific feature – cremation. Whereas a burial insurance (final expense policy) offers flexibility and freedom for your loved ones to choose to use the death benefit as they see fit.

Before moving forward with a Neptune burial insurance plan, be sure to evaluate burial insurance options with the following reputable carriers:

  1. American Amicable Senior Choice
  2. SBLI Living Legacy
  3. Mutual of Omaha Living Promise
  4. CICA Life Superior Choice
  5. Guarantee Trust Life Heritage Plan
  6. Corebridge (AIG) Guaranteed Issue

That way, you are fully informed of your burial insurance options before making a decision.

Next Steps

First and foremost, be sure to evaluate not only the features of Neptune burial insurance, but also favorable alternatives, such as top-rated burial insurance life insurance companies.

Next, partner up with an independent insurance agent who will walk you through your options after conducting a needs assessment.

The Neptune Society provides a wide range of burial insurance services to meet the needs of seniors. However, you will want to be an informed consumer before moving forward with one of their plans.

Seniors need protection and peace of mind. iSeniorBenefits provides comprehensive coverage for final expenses, Medicare, health and cancer plans so you can be sure your loved ones are taken care of in the event something unexpected happens.